Lending Leaders: Q6

Welcome to the series where we ask 5 lending professionals for their take on the current market challenges and opportunities


AUTHOR(S):

Adil Rahman, Danny Saikaley,
Rebecca Nickerson, Pranav Sharma,
Thiet Le

TOPIC(S):

Mortgage Advice, Variable vs Fixed Rate, Market Strategy, Ottawa Real Estate, Investment Properties, Rentals, Advice, Obtaining Financing, Preparing to Buy, Pre-Approvals

LOCATION(S):

Ottawa, Ontario

PUBLISHED:

June 13, 2023 8:00am EDT

ORGANIZATION(S):

Adil Rahman Mortgage Team, Mortgage Brokers Ottawa, Mortgage Forces, Pegasus Mortgage Lending, The Mortgage Advisors


Why did you choose mortgage agent/broker as a profession?

Pranav Sharma – Pegasus Mortgage Lending

Pranav Sharma
Pegasus Mortgage Lending


“I am a mortgage agent with a passion for helping people achieve their dream of homeownership. I have a deep understanding of the various home loan options available and will work closely with you to find the perfect mortgage solution to fit your needs and financial situation.”


“I chose to pursue a career as a mortgage agent for several reasons. Firstly, I enjoy helping others navigate the complex process of home financing and assisting them in achieving their dream of homeownership. Additionally, the flexibility of the mortgage industry appeals to me, as I have the ability to work independently, set my own hours, and work from anywhere.

I also saw the financial potential in this career and the opportunity for personal growth and development. I have a passion for finance and real estate, and working in the mortgage industry allows me to combine my interests and skills. Over time, I have gained valuable experience and built a strong network of contacts and relationships, which has helped me grow both professionally and personally.

In conclusion, the reasons for choosing a career in the mortgage industry are unique to each individual. However, for me, the ability to help others, the flexibility, the financial opportunity, and the chance to pursue my passions in finance and real estate all played a significant role in my decision to become a mortgage agent.”

Rebecca Nickerson – The Mortgage Advisors

Rebecca Nickerson
The Mortgage Advisors


“With a passion for real estate and expertise in finance, I am committed to working with you to find a mortgage tailored to your needs and lifestyle. I have access to a variety of lenders, assuring that we find the right fit.”


“I love helping people.  Buying a home is one of the biggest purchases that people make.  I love to help walk them through the process and be there every step of the way.  I am just excited as they are on closing day and I generally could not be happier for my clients.

I also love managing personal finances and love to give people guidance on how to achieve their home ownership goals, whether it be buying their first home or looking for ways to increase their wealth with investment properties.”

Thiet Le – Mortgage Brokers Ottawa

Thiet Le
Mortgage Brokers Ottawa


“I always strive to do an outstanding job. I have expert knowledge and a passion for the mortgage industry that drives me to deliver the best results possible, the best service with care, integrity to as many people who are in need of mortgage solutions.”


“I chose Mortgage Agent as a Profession because it allows me to make a real difference in people’s lives by helping them finance their homes and achieve their financial goals. It’s a rewarding profession that requires a lot of dedication and expertise, but the satisfaction of helping people achieve their goals is priceless.”

If you are a Mortgage Professional and would like to contribute to the FCA resource section by writing articles, blogging, creating videos or providing answers to our questionnaires, please contact us at:

media@firstclassagents.ca

Adil Rahman – Adil Rahman Mortgage Team

Adil Rahman
Adil Rahman Mortgage Team


“I’m a Bilingual Accredited Mortgage Professional committed to helping my clients access mortgage solutions; regardless of whether you are looking to buy your first or fifth home or refinance your current home.”


“Choosing a career as a mortgage agent/broker can be a rewarding and fulfilling career path for several reasons. First, mortgage brokers have the opportunity to help people achieve their homeownership dreams and improve their financial futures. Second, mortgage brokers have the flexibility to work independently or as part of a team and can manage their own work schedule, which can lead to a good work-life balance. Third, the profession offers a high earning potential, as brokers are typically paid on a commission basis and have the opportunity to build a substantial book of business over time. Finally, the profession provides ongoing learning and professional development opportunities, which can help brokers stay up-to-date on industry trends and improve their skills and knowledge. Overall, choosing a career as a mortgage agent/broker can be an excellent choice for those who enjoy helping people, want to build a successful business, and seek a flexible and rewarding career.”

Danny Saikaley – Mortgage Forces

Danny Saikaley
Mortgage Forces


“Danny Saikaley, President, entered the financial service industry in 2005. He has worked and consulted for major banks in Canada. Mr. Saikaley is an active supporter of Canadian military families through philanthropy, direct cooperation, and financial guidance.”


“High income was my first answer and now it’s the ability to work/personal life balance. For example, I can be in a resort on a beach and clients would not mind. As long as their mortgage is served properly, everyone is happy. Being self-employed and having the ability to work remotely can offer several benefits, including:

  1. Flexibility: One of the biggest advantages of self-employment is the ability to set your own schedule and work hours. This allows you to balance your work and personal life in a way that works best for you.

  2. Location independence: With remote work, you have the freedom to work from anywhere with an internet connection, providing the opportunity to live and work in different locations.

  3. Control over work: When you are self-employed, you have the ability to choose the projects you work on and the clients you work with, giving you more control over your career and income.

  4. Increased earning potential: Self-employment can also offer the potential for higher earnings, as you are not limited to a set salary and have the ability to increase your income by taking on more clients or projects.

  5. Opportunity for growth: Self-employment provides the opportunity to develop new skills, expand your network, and grow your business. This can lead to new opportunities and a more fulfilling career.

  6. It’s important to note that self-employment can also come with its own set of challenges, such as a lack of job security, uncertainty over income, and the need to take on a wider range of responsibilities such as marketing and accounting. However, for those who are willing to take on these challenges, self-employment can be a rewarding and fulfilling career choice.”

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